Assets on one side. Possibility on the other.
Split//Layer separates the asset layer from the cash layer. The asset layer makes wallet holdings legible, including tokenized real-world assets on Robinhood Chain. The cash layer moves native USDC between supported networks through wallet-signed routes.
Native USDC on Base is a different balance from native USDC on Arbitrum. The app reads those balances from the networks and presents them together. RWA metadata and imported balances are read-only. RWA-to-cash conversion remains future protocol work.
A name that describes the product
| Layer | Product role | Current scope |
|---|---|---|
| Asset / Balance layer | Understand what you own, where it lives, and its usable liquidity | Wallet balances, asset metadata, Robinhood Chain read-only imports |
| Cash layer | Move native USDC to your wallet on another supported network | Live route quotes, wallet approvals, and transfer tracking |
What you can do today
- Connect a compatible browser EVM wallet and view native USDC balances across five registered networks.
- Choose a source network, destination network, and USDC amount in Move money. The separate USDG vault supports Robinhood deposits, payments, redemptions, and issuer-routed Ethereum exits.
- Request a live LI.FI route and review its provider, estimated output, minimum output, fees, and expected duration.
- Approve the token allowance and bridge transaction in your wallet, then track the transfer.
- Browse the official Robinhood Chain asset registry and available reference prices, or import an ERC-20 address to inspect your connected wallet's balance.
What a unified balance means
The portfolio total is a view of assets on several chains. It does not mint a new stablecoin or make the same funds spendable twice. A transfer changes the source and destination balances after the relevant transactions settle.
A dapp on a destination network can use tokens that have arrived there. Automatic spending from a remote chain, smart-account execution, solver pre-funding, and universal gas sponsorship are future protocol work. They are not features of this release.
The path toward chain abstraction
| Stage | Scope | State |
|---|---|---|
| 01 / Workspace | Balances, route quotes, wallet-signed bridging | Available in this build |
| 02 / Account layer | Smart accounts, permissions, destination execution | Planned |
| 03 / Intent network | Solver competition, settlement rules, operator bonds | Research |
| 04 / Asset liquidity | Eligibility-aware conversion and redemption workflows | Research |
Your wallet is the account
SplitLayer never asks for a seed phrase or private key. The application requests signatures from the wallet you connect. Transactions can involve third-party token, swap, and bridge contracts, whose assumptions remain part of the route.
SplitLayer is an independent project. Network names, token symbols, and routing providers identify the technology used; they do not imply sponsorship or endorsement.