Before you start
- Use a browser with an installed EVM wallet and select the account you intend to use.
- Hold native USDC on the source network, plus the source network's native token for gas.
- Check that destination native USDC is accepted by the app where you intend to use it. A token symbol alone is not enough to identify an asset.
01 / Connect your wallet
Select Connect wallet and approve the account connection in your wallet extension. Connecting exposes your public address to the app and the services it uses to retrieve balances and routes. It does not grant token spending permission.
The dashboard reads supported balances. If a network cannot be reached, refresh before relying on the total. A failed read is not evidence that the balance is zero.
02 / Choose a destination
In the transfer panel, select the source network holding your native USDC, then select a different destination. Enter a USDC amount within that source network's available balance. The transfer asset is fixed to native USDC.
The current transfer flow sends to your connected wallet address on the destination network. Make sure your wallet can access that network. The displayed portfolio total cannot be spent from one chain without moving the underlying assets first.
03 / Review the live quote
Select Find a route to request current terms for your connected wallet, selected networks, and amount. If no route is available, the app leaves the transfer unavailable until a valid quote is returned.
- Check the source and destination networks and token contracts.
- Compare the estimated amount with the minimum received after slippage.
- Review bridge and exchange fees separately from native network gas.
- Treat the transfer duration as an estimate. Congestion and provider processing can change it.
- Refresh a stale quote after changing the amount, token, account, or network.
04 / Approve and send
The app may first ask you to approve an ERC-20 token allowance for the route's spender. Check the token, spender, and allowance in the wallet. Approval authorizes a contract to spend the allowed amount; it is distinct from the transfer itself.
Once any required allowance is confirmed, review the bridge transaction in your wallet. Sending a real transfer moves real funds and consumes gas. Rejecting a wallet prompt stops that signature request; a transaction already submitted cannot be canceled from SplitLayer.
05 / Follow settlement
A source-chain transaction confirmation means the source step succeeded. The cross-chain transfer may still be pending. Follow the recorded transaction and its explorer link until the destination result is available.
A partial or refunded route needs review even if the routing service reports the operation as finished. Check the asset and network actually received. Keep the source transaction hash if a provider needs to investigate.
If something does not go through
| Message or symptom | What to do |
|---|---|
| No route available | Try another supported network pair or amount. Never substitute an unverified token contract. |
| Insufficient gas | Add the native gas token on the source network. Stablecoin holdings do not automatically pay gas. |
| Wallet request rejected | Check the selected account and network, then request a fresh quote when ready. |
| Pending longer than expected | Inspect source and bridge explorers. Avoid duplicating the transfer while settlement is unknown. |
| Balances unavailable | Refresh the reads and verify on the network explorer. Public RPCs can rate-limit requests. |